I don't own a house nor do I have a mortgage to pay BUT I am currently in the market for my first home. With house hunting on the cards I did some research on mortgages, and I'm quietly confident I have found the best repayment option for me.
One Account Mortgage, is a company that allows you to roll all your accounts into one. You can have the option of putting your savings account on your Mortgage so you can keep the interest down! You can even still withdraw your money like a normal account when you need it.
I thought that was a great idea but if you are not too keen on rolling all your accounts into one - then you don't have to. All you need is to organise one monthly payment into your Once Account to keep it on track. Too easy!